Contact Us: ​1-888-268-8888
KHL FINANCIAL & INSURANCE SERVICES
  • Home
  • Quotes
    • Business/Commercial Quotes >
      • Business Owners Package (BOP) Insurance Quote
      • Workers Compensation Quote
      • Business Insurance Quote
      • Grocery Store Insurance Quote
      • Group Benefits Insurance Quote
      • Restaurant Insurance Quote
      • Builder Risk Insurance Quote
      • Commercial Auto Insurance Quote
      • Surety Bond
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
    • Health Quotes >
      • Health Insurance Quote
      • Medicare Advantage Plan Quote
      • Medicare Supplement Coverage Quote
    • Other Quotes >
      • Umbrella Insurance Quote
      • Travel Insurance Quote
  • Service
    • Report a Claim
    • Policy Changes
    • Proof of Insurance
    • Free Consultation
  • Insurance
    • Business >
      • Business Owners Package (BOP) Insurance
      • Workers Compensation
      • Business Insurance
      • Group Benefits
      • Restaurant Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
    • Health >
      • Health Insurance
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
    • Other >
      • Travel Insurance
      • Umbrella Insurance
  • About
    • Refer a Friend
    • Insurance Carriers
    • Accessibility Statement
    • News
    • Blog
  • Contact
  • Home
  • Quotes
    • Business/Commercial Quotes >
      • Business Owners Package (BOP) Insurance Quote
      • Workers Compensation Quote
      • Business Insurance Quote
      • Grocery Store Insurance Quote
      • Group Benefits Insurance Quote
      • Restaurant Insurance Quote
      • Builder Risk Insurance Quote
      • Commercial Auto Insurance Quote
      • Surety Bond
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
    • Health Quotes >
      • Health Insurance Quote
      • Medicare Advantage Plan Quote
      • Medicare Supplement Coverage Quote
    • Other Quotes >
      • Umbrella Insurance Quote
      • Travel Insurance Quote
  • Service
    • Report a Claim
    • Policy Changes
    • Proof of Insurance
    • Free Consultation
  • Insurance
    • Business >
      • Business Owners Package (BOP) Insurance
      • Workers Compensation
      • Business Insurance
      • Group Benefits
      • Restaurant Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
    • Health >
      • Health Insurance
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
    • Other >
      • Travel Insurance
      • Umbrella Insurance
  • About
    • Refer a Friend
    • Insurance Carriers
    • Accessibility Statement
    • News
    • Blog
  • Contact


Group Benefits

Having the proper business insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success.

get a quote
Contact Us

What are Group Benefits?

Group benefits are insurance that covers a group of people who are usually the members of societies, employees of a common employer, or professionals in a common group. 

Group coverage helps reduce premium costs because it reduces the insurance carrier's risk by creating a pool of people to insure who are together for reasons other than obtaining insurance. Group benefits can also be a powerful incentive to keep and attract great employees.

Major Types of Group Benefits

Group Health Insurance 
Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company. A group health insurance plan is a major part of many employee benefits packages that employers provide for their employees. 

Group Life Insurance
Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in the underwriting. Rather, the underwriter considers the size, turnover, and financial strength of the group.

Group Disability Insurance
Group Disability Insurance is a type of group insurance that provides regular income replacement payments to an insured member of the group in the event of an eligible disability resulting from illness or injury. Coverage is generally offered in two types: short-term disability (STD) or long-term disability (LTD).

Group Accident/Supplemental Insurance
Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover in the event of an accident or other covered loss.

Group Dental/Vision Insurance
When organizations want to offer the best dental and vision care benefits to attract and retain the best employees they need to work with our group dental and vision experts. We have access to the benefit plans that will keep your group members, employees, and their families healthy. 

Contact us to learn more about the right benefits for your group.
(510) 832-9888
212 Ninth St #311
Oakland, CA 94607​
Click Here to Email Us
Group Benefit  Insurance Quote
Get a quote for group benefits

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

KHL Financial & Insurance Services
212 Ninth St #311
Oakland, CA 94607
(510) 832-9888​
Click Here to Email Us

Location



© 2022 KHL Financial & Insurance Services, Inc.
All Rights Reserved.
CA Lic No: 0729204, Thomas Lim, Oakland, CA


Disclaimer: Rates on this website are subject to change without notice. Final rates are always determined by the insurance company. Any reference to the word guarantee is based on the cliams paying ability of the underlying insurance company. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant. Privacy Statement: This website is a private website and is not associated, endorsed or authorized by the Social Security Administration, the Health Care Financing Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services nor do we claim to be. This site contains basic information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Government Medicare program please the Official US Government Site for People with Medicare located at www.medicare.gov.